Over 30 years experience in creative financing solutions for borrowers, we offer flexible private mortgages in BC and Alberta. Our mortgage products range from 1st and 2nd residential mortgages including mobile home financing.
Our experienced underwriting team understands borrower’s mortgage needs. Our innovative common sense approach to challenging mortgage situations makes it easy to do business with us.
WE SPECIALIZE IN:
- Home purchase mortgages
- Home equity mortgages – restructure and consolidate debt, home improvement, investment purpose.
- Home renovation mortgages – increase sale value, add space, reduce utility expense, etc
- Mobile Home Financing (Mobile Homes on Rental Pad – BC ONLY) – contact us for details.
FAQ’S ABOUT PRIVATE MORTGAGES
What are private mortgage loans?
- Private mortgages are typically short-term, averaging 1 to 2 years while upgrading your credit rating so you can move on to a bank or credit union and better rates.
- Conservative lending guidelines used by banks and conventional lenders exclude many individuals who have the ability to repay loans. Most importantly, private lenders take into account a property’s overall value and marketability as opposed to simply the borrower’s credit history.
Why clients use us?
- We work with you and use common sense, not formulas!
- We are fast with approvals.
- You want to purchase an unconventional property that a bank won’t finance.
- You have a less than stellar credit history .
- You only need a short term loan.
- You have non verifiable income.
Let us help today! Contact us.